/* ── Reset & tokens ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --black-950: #000000;
  --black-900: #0a0a0a;
  --black-800: #141414;
  --black-700: #1e1e1e;
  --red-400: #e12726;
  --red-500: #CC0201;
  --red-600: #a90000;
  --red-700: #7a0000;
  --white: #ffffff;
  --gray-50: #f5f5f5;
  --gray-100: #ebebeb;
  --gray-300: #c4c4c4;
  --gray-400: #a9a9a9;
  --gray-500: #737373;
  --gray-700: #3a3a3a;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 4px 24px rgba(0, 0, 0, 0.08);
  --shadow-lg: 0 12px 48px rgba(0, 0, 0, 0.16);
  --font-body: 'DM Sans', system-ui, sans-serif;
  --font-display: 'DM Sans', system-ui, sans-serif;
  --transition: 0.25s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--gray-700);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.container {
  width: min(1120px, 92vw);
  margin-inline: auto;
}

/* ── Header ── */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(0, 0, 0, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}
.header.is-scrolled { box-shadow: 0 4px 24px rgba(0,0,0,.2); }

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}



.sizedbox {
  height: 200px;
}


.logo {
  display: flex;
  align-items: center;
}

.logo__img {
  height: 48px;
  width: auto;
}

.logo--footer .logo__img {
  height: 44px;
}

.nav {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav a {
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.82);
  transition: color var(--transition);
}

.nav a:hover { color: var(--red-400); }

.nav__cta {
  background: var(--red-500);
  color: var(--white) !important;
  padding: 0.55rem 1.25rem;
  border-radius: 999px;
  font-weight: 600 !important;
}

.nav__cta:hover {
  background: var(--red-400);
  color: var(--white) !important;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.85rem 1.75rem;
  border-radius: 999px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
}

.hero__actions button { cursor: pointer; }

.btn--primary {
  background: var(--red-500);
  color: var(--white);
}

.btn--primary:hover {
  background: var(--red-400);
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(192, 0, 0, 0.4);
}

.btn--ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.35);
}

.btn--ghost:hover {
  border-color: var(--red-500);
  color: var(--red-400);
}

.btn--light {
  background: var(--white);
  color: var(--red-600);
}

.btn--light:hover {
  background: var(--gray-50);
}

.btn--full { width: 100%; }

/* ── Hero ── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 0 80px;
  background: var(--black-950);
  overflow: hidden;
}

.hero__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 55% at 75% 15%, rgba(192, 0, 0, 0.18) 0%, transparent 55%),
    radial-gradient(ellipse 40% 35% at 10% 85%, rgba(192, 0, 0, 0.08) 0%, transparent 50%),
    linear-gradient(160deg, var(--black-950) 0%, var(--black-900) 50%, var(--black-800) 100%);
}

.hero__bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(1px 1px at 20% 30%, rgba(255,255,255,0.3) 0%, transparent 100%),
    radial-gradient(1px 1px at 60% 15%, rgba(255,255,255,0.2) 0%, transparent 100%),
    radial-gradient(1.5px 1.5px at 80% 60%, rgba(192,0,0,0.5) 0%, transparent 100%),
    radial-gradient(1px 1px at 40% 70%, rgba(255,255,255,0.15) 0%, transparent 100%),
    radial-gradient(1px 1px at 90% 25%, rgba(255,255,255,0.25) 0%, transparent 100%);
  opacity: 0.6;
}

.hero__content {
  position: relative;
  z-index: 1;
}

.hero__badge {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--red-400);
  border: 1px solid rgba(192, 0, 0, 0.4);
  padding: 0.4rem 1rem;
  border-radius: 999px;
  margin-bottom: 1.5rem;
}

.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 5vw, 3.6rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.15;
  max-width: 18ch;
  margin-bottom: 1.25rem;
}

.hero h1 em {
  font-style: normal;
  color: var(--red-400);
}

.hero__lead {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.72);
  max-width: 52ch;
  margin-bottom: 2rem;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 3.5rem;
}

.hero__stats {
  display: flex;
  flex-wrap: wrap;
  gap: 2.5rem;
  list-style: none;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.hero__stats li {
  display: flex;
  flex-direction: column;
}

.hero__stats strong {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
}

.hero__stats span {
  font-size: 0.85rem;
  color: var(--gray-400);
  margin-top: 0.15rem;
}

/* ── Sections ── */
.section {
  padding: 96px 0;
}

.section-label {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--red-500);
  margin-bottom: 0.75rem;
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 3.5rem;
}

.section-header h2 {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 700;
  color: var(--black-900);
  margin-bottom: 0.75rem;
}

.section-header p {
  color: var(--gray-500);
  font-size: 1.05rem;
}

.section-header--light h2 { color: var(--white); }
.section-header--light p { color: rgba(255, 255, 255, 0.65); }
.section-header--light .section-label { color: var(--red-400); }

/* ── Sobre ── */
.sobre { background: var(--gray-50); }

.sobre__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.sobre__text h2 {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 700;
  color: var(--black-900);
  margin-bottom: 1.25rem;
}

.sobre__text p {
  margin-bottom: 1rem;
  color: var(--gray-500);
}

.sobre__card {
  background: var(--black-900);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
  border-top: 3px solid var(--red-500);
}

.sobre__card blockquote {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 500;
  color: var(--white);
  line-height: 1.55;
  font-style: italic;
}

.sobre__card-footer {
  display: flex;
  justify-content: space-between;
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 0.85rem;
  color: var(--gray-400);
}

.sobre__card-footer span:last-child {
  color: var(--red-400);
  font-weight: 600;
}

/* ── Ramos em destaque ── */
.ramo-destaque {
  position: relative;
  overflow: hidden;
}

.ramo-destaque--auto {
  background: var(--black-900);
  color: var(--white);
}

.ramo-destaque--auto::after {
  display: none;
}

.ramo-destaque--saude {
  background: #f1f8f4;
}

.ramo-destaque__layout {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.4fr 0.8fr;
  align-items: center;
  gap: 4rem;
  padding: 2.5rem 0;
}

.ramo-destaque__content { max-width: 660px; }

.ramo-destaque__content h2 {
  margin-bottom: 1rem;
  color: var(--black-900);
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  line-height: 1.15;
  letter-spacing: -0.03em;
}

.ramo-destaque--auto .ramo-destaque__content h2 { color: var(--white); }
.ramo-destaque--auto .section-label { color: #ff5656; }

.ramo-destaque__content > p {
  max-width: 58ch;
  margin-bottom: 1.25rem;
  color: var(--gray-500);
  font-size: 1.05rem;
}

.ramo-destaque--auto .ramo-destaque__content > p { color: rgba(255, 255, 255, 0.68); }
.ramo-destaque__content .btn { margin-top: 1.5rem; }

.auto-parceiros { margin-top: 1.35rem; }

.auto-parceiros__label {
  display: block;
  margin-bottom: 0.65rem;
  color: rgba(255, 255, 255, 0.58);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.auto-parceiros__lista {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  align-items: center;
  gap: 0.45rem 0.8rem;
  list-style: none;
}

.auto-parceiros__lista li {
  display: grid;
  place-items: center;
  min-width: 0;
  height: 76px;
}

.auto-parceiros__lista img {
  display: block;
  width: 100%;
  height: 130px;
  object-fit: contain;
}

.ramo-destaque__visual {
  display: grid;
  place-items: center;
  min-height: 280px;
  border-radius: 48% 52% 42% 58% / 54% 42% 58% 46%;
  font-size: 7rem;
}

/* Imagem do BMW M2: maior, sem moldura e integrada ao fundo escuro */
.ramo-destaque__visual--auto {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 420px;
  padding: 0;
  border-radius: 0;
  background: radial-gradient(ellipse at 55% 55%, rgba(150, 0, 0, 0.20) 0%, rgba(50, 0, 0, 0.08) 42%, transparent 72%);
  font-size: initial;
  filter: none;
  overflow: visible;
}

.ramo-destaque__auto-img {
  display: block;
  width: 125%;
  max-width: none;
  height: auto;
  max-height: 470px;
  object-fit: contain;
  object-position: center;
  transform: translateX(-2%);
  filter: drop-shadow(0 22px 30px rgba(0, 0, 0, 0.42));
}

@media (max-width: 900px) {
  .ramo-destaque__visual--auto {
    min-height: 0;
    margin-top: -0.5rem;
  }

  .ramo-destaque__auto-img {
    width: min(112%, 680px);
    max-height: 360px;
    transform: none;
  }
}

.ramo-destaque__visual--saude {
  background: radial-gradient(circle at 38% 35%, #d6f2e2, #a8dfc0 70%);
  color: #16824f;
  font-size: 6rem;
}

.ramo-destaque--saude .section-label { color: #16824f; }
.ramo-destaque--saude .btn--primary { background: #16824f; }
.ramo-destaque--saude .btn--primary:hover { background: #11663e; }

.operadoras { margin-top: 1.25rem; }

.operadoras__label {
  display: block;
  margin-bottom: 0.7rem;
  color: #537263;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.operadoras__lista {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.55rem;
  list-style: none;
}

.operadoras__lista li {
  display: grid;
  place-items: center;
  min-width: 0;
  height: 88px;
}

.operadoras__lista img {
  display: block;
  width: 100%;
  height: 180px;
  object-fit: contain;
}

/* ── Cards (serviços) ── */
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.card {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  padding: 2rem;
  transition: all var(--transition);
}

.card:hover {
  border-color: rgba(192, 0, 0, 0.25);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.card__icon {
  font-size: 2rem;
  margin-bottom: 1rem;
}

.card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--black-900);
  margin-bottom: 0.5rem;
}

.card p {
  font-size: 0.9rem;
  color: var(--gray-500);
}

/* ── Seguradoras ── */
.seguradoras {
  background: var(--black-900);
}

.seguradoras__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

.seguradora {
  display: grid;
  place-items: center;
  min-height: 88px;
  padding: 0.75rem;
  text-align: center;
  font-size: 0.9rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.85);
  transition: all var(--transition);
}

.seguradora img {
  display: block;
  width: 2536px;
  height: 96px;
  max-width: 100%;
  object-fit: contain;
}

.seguradora--texto {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1rem;
}

.seguradora:hover {
  color: var(--white);
}

.seguradora--destaque {
  grid-column: span 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  padding: 1.75rem 1rem;
  background: #000;
  border-color: rgba(255, 213, 0, 0.25);
}

.seguradora--destaque:hover {
  background: #0a0a0a;
  border-color: rgba(255, 213, 0, 0.45);
}

.seguradora__logo {
  height: 36px;
  width: auto;
}

.seguradora--destaque span {
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gray-400);
}

/* ── Yelum parceria ── */
.yelum {
  background: #000;
  color: var(--white);
}

.yelum__inner {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 4rem;
  align-items: center;
}

.yelum .section-label { color: #ffd500; }

.yelum h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 700;
  margin-bottom: 1rem;
}

.yelum p {
  color: rgba(255, 255, 255, 0.7);
  font-size: 1.05rem;
}

.yelum__logo-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;
  padding: 2.5rem;
  border: 1px solid rgba(255, 213, 0, 0.2);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.03);
}

.yelum__logo {
  height: 56px;
  width: auto;
}

.yelum__badge {
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: #ffd500;
  border: 1px solid rgba(255, 213, 0, 0.35);
  padding: 0.35rem 1rem;
  border-radius: 999px;
}

/* ── Diferenciais ── */
.diferenciais__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}

.diferencial {
  padding: 2rem;
  border-left: 3px solid var(--red-500);
  background: var(--gray-50);
  border-radius: 0 var(--radius) var(--radius) 0;
}

.diferencial__num {
  font-family: var(--font-display);
  font-size: 2.5rem;
  font-weight: 700;
  color: rgba(192, 0, 0, 0.15);
  line-height: 1;
  display: block;
  margin-bottom: 0.75rem;
}

.diferencial h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--black-900);
  margin-bottom: 0.5rem;
}

.diferencial p {
  font-size: 0.95rem;
  color: var(--gray-500);
}

/* ── CTA Banner ── */
.cta-banner {
  background: linear-gradient(135deg, var(--red-700) 0%, var(--red-500) 50%, var(--red-400) 100%);
  padding: 64px 0;
}

.cta-banner__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.cta-banner h2 {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.5rem;
}

.cta-banner p {
  color: rgba(255, 255, 255, 0.85);
  max-width: 48ch;
}

/* ── Cotação WhatsApp ── */
.cotacao {
  background: var(--gray-50);
}

.cotacao__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.cotacao__content h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 700;
  color: var(--black-900);
  margin-bottom: 0.75rem;
}

.cotacao__content > p {
  color: var(--gray-500);
  margin-bottom: 1.5rem;
}

.cotacao__beneficios {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.cotacao__beneficios li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-weight: 500;
  color: var(--black-900);
}

.cotacao__beneficios li::before {
  content: '';
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--red-500);
  flex-shrink: 0;
}

.cotacao__card {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  text-align: center;
  box-shadow: var(--shadow-lg);
}

.cotacao__card-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: #25d366;
  color: var(--white);
  margin-bottom: 1.25rem;
}

.cotacao__card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--black-900);
  margin-bottom: 0.5rem;
}

.cotacao__numero {
  font-size: 2rem;
  font-weight: 700;
  color: var(--red-500);
  margin-bottom: 0.25rem;
}

.cotacao__horario {
  font-size: 0.9rem;
  color: var(--gray-500);
  margin-bottom: 1.5rem;
}

.btn--whatsapp {
  background: #25d366;
  color: var(--white);
}

.btn--whatsapp:hover {
  background: #1fb855;
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.35);
  transform: translateY(-1px);
}

/* ── Cotação online ── */
.quote-dialog { width: min(720px, 94vw); max-height: 92vh; overflow-y: auto; border: 0; border-radius: 18px; padding: 0; color: var(--black-900); box-shadow: 0 24px 90px rgba(0,0,0,.38); }
.quote-dialog::backdrop { background: rgba(5, 5, 5, .74); backdrop-filter: blur(3px); }
.quote-dialog__head { position: sticky; top: 0; z-index: 3; display: flex; justify-content: space-between; align-items: center; padding: 18px 26px; background: var(--white); border-bottom: 1px solid var(--gray-100); }
.quote-brand { color: var(--black-900); font-size: .85rem; font-weight: 800; letter-spacing: .14em; line-height: 1.2; }
.quote-brand span { display: block; color: var(--red-500); font-size: .6rem; letter-spacing: .3em; margin-top: 4px; }
.quote-close { display: grid; place-items: center; width: 38px; height: 38px; border: 0; border-radius: 50%; background: var(--gray-50); color: var(--black-900); font-size: 1.65rem; cursor: pointer; }
.quote-choice,.quote-form { padding: 28px clamp(20px,5vw,42px) 36px; }
.quote-choice h2,.wizard-heading h2 { color: var(--black-900); font-size: clamp(1.55rem,4vw,2rem); line-height: 1.15; margin-bottom: .5rem; }
.quote-intro { color: var(--gray-500); margin-bottom: 1.5rem; }
.choice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.choice-card { display: flex; flex-direction: column; gap: .45rem; min-height: 112px; padding: 20px; border: 1px solid var(--gray-100); border-radius: 12px; background: var(--white); color: var(--black-900); text-align: left; cursor: pointer; transition: border-color var(--transition), box-shadow var(--transition); }
.choice-card:hover { border-color: var(--red-500); box-shadow: var(--shadow); }
.choice-card strong { font-size: 1rem; }
.choice-card span { color: var(--gray-500); font-size: .86rem; }
.method-choice { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; margin-top: 22px; padding: 19px; border-radius: 12px; background: var(--gray-50); }
.method-choice h3 { flex-basis: 100%; margin-bottom: 4px; font-size: 1rem; }
.btn--ghost-dark { background: transparent; color: var(--black-900); border-color: var(--gray-300); }
.btn--ghost-dark:hover { border-color: var(--red-500); color: var(--red-600); }
.wizard-heading { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.wizard-heading .section-label { margin-bottom: .4rem; }
.text-back { border: 0; background: none; color: var(--red-600); font-weight: 700; cursor: pointer; }
.progress-wrap { margin: 20px 0 25px; }
.progress-label { display: flex; justify-content: space-between; margin-bottom: 8px; color: var(--gray-500); font-size: .78rem; }
.progress-track { height: 6px; border-radius: 99px; overflow: hidden; background: var(--gray-100); }
.progress-track span { display: block; height: 100%; width: 0; background: var(--red-500); border-radius: inherit; transition: width .25s ease; }
.progress-track span.progress-14 { width: 14%; }
.progress-track span.progress-25 { width: 25%; }
.progress-track span.progress-29 { width: 29%; }
.progress-track span.progress-43 { width: 43%; }
.progress-track span.progress-50 { width: 50%; }
.progress-track span.progress-57 { width: 57%; }
.progress-track span.progress-71 { width: 71%; }
.progress-track span.progress-75 { width: 75%; }
.progress-track span.progress-86 { width: 86%; }
.progress-track span.progress-100 { width: 100%; }
.wizard-step { min-height: 230px; animation: quote-step-in .2s ease both; }
@keyframes quote-step-in { from { opacity: .45; transform: translateY(5px); } to { opacity: 1; transform: translateY(0); } }
.wizard-step h3 { font-size: 1.15rem; margin: 0 0 16px; }
.wizard-step fieldset { border: 0; margin: 0 0 19px; padding: 0; }
.wizard-step legend { margin-bottom: 13px; font-size: 1.02rem; font-weight: 700; }
.choice-option { display: flex; align-items: flex-start; gap: 11px; padding: 14px; margin: 9px 0; border: 1px solid var(--gray-100); border-radius: 10px; cursor: pointer; }
.choice-option:has(input:checked) { border-color: var(--red-500); background: #fffafa; }
.choice-option input,.inline-option input,.check-row input { accent-color: var(--red-500); width: 18px; height: 18px; flex: 0 0 auto; }
.choice-option span { display: grid; gap: 3px; }
.choice-option small,.form-grid small { color: var(--gray-500); font-weight: 400; }
.form-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 15px; }
.form-grid>label,.wide-field { display: grid; gap: 6px; color: var(--black-800); font-size: .84rem; font-weight: 600; }
.form-grid input,.form-grid select,.form-grid textarea,.wide-field textarea { width: 100%; border: 1px solid var(--gray-300); border-radius: 8px; padding: 11px 12px; color: var(--black-900); background: var(--white); font: inherit; }
.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus,.wide-field textarea:focus { outline: 3px solid rgba(204,2,1,.16); border-color: var(--red-500); }
.wide-field { grid-column: 1 / -1; margin-top: 13px; }
.check-row { display: flex!important; grid-template-columns: auto 1fr; align-items: center; gap: 8px!important; }
.check-row input { margin: 0; }
.nested-field { border: 1px solid var(--gray-100)!important; border-radius: 9px; padding: 13px!important; }
.inline-option { display: inline-flex; align-items: center; gap: 7px; margin: 0 14px 8px 0; font-size: .9rem; }
.privacy-note { margin-top: 18px; padding: 14px; border-left: 3px solid var(--red-500); background: var(--gray-50); color: var(--gray-700); font-size: .8rem; }
.review-actions { display: flex; justify-content: flex-end; margin-top: 20px; }
.privacy-note p { margin: .3rem 0; }
.business-hours { margin: 6px 0 14px; padding: 12px; border-radius: 9px; background: var(--gray-50); color: var(--gray-500); font-size: .78rem; }
.wizard-actions { display: flex; justify-content: space-between; gap: 10px; padding-top: 10px; }
.wizard-actions .btn { min-width: 130px; }
.form-error { min-height: 1.2em; margin: 8px 0 0; color: #a00000; font-size: .85rem; }
.review-content { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 7px 18px; }
.review-item { padding: 9px 0; border-bottom: 1px solid var(--gray-100); overflow-wrap: anywhere; }
.review-item span { display: block; margin-bottom: 4px; color: var(--gray-500); font-size: .72rem; text-transform: capitalize; }
.review-item strong { font-size: .87rem; }
.quote-success { padding: 25px 0; text-align: center; }
.quote-success>span { display: grid; place-items: center; width: 58px; height: 58px; margin: auto auto 12px; border-radius: 50%; background: #e7f7ee; color: #167342; font-size: 1.7rem; }
.quote-success h3 { margin: 8px; font-size: 1.45rem; }
.quote-success p { color: var(--gray-500); }
.quote-success>strong { display: block; margin: 12px; font-size: 1.3rem; color: var(--red-600); letter-spacing: .06em; }
.honeypot { position: absolute!important; width: 1px!important; height: 1px!important; padding: 0!important; margin: -1px!important; overflow: hidden!important; clip: rect(0,0,0,0)!important; white-space: nowrap!important; border: 0!important; }
button.btn { font: inherit; }

/* ── Footer ── */
.footer {
  background: var(--black-950);
  color: rgba(255, 255, 255, 0.65);
}

.footer__inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 3rem;
  padding: 64px 0 48px;
}

.footer__brand p {
  margin-top: 1rem;
  font-size: 0.9rem;
  max-width: 32ch;
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.footer__links strong {
  color: var(--white);
  font-size: 0.85rem;
  margin-bottom: 0.rem;
}

.footer__links a:hover { color: var(--red-400); }

.footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  padding: 1.25rem 0;
  font-size: 0.8rem;
  text-align: center;
}

/* ── Responsive ── */
@media (max-width: 900px) {
  .nav-toggle { display: flex; }

  .nav {
    position: fixed;
    top: 80px;
    left: 0;
    right: 0;
    background: var(--black-950);
    flex-direction: column;
    padding: 1.5rem 2rem 2rem;
    gap: 1.25rem;
    transform: translateY(-120%);
    opacity: 0;
    pointer-events: none;
    transition: all var(--transition);
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  }

  .nav.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }

  .nav__cta { text-align: center; }

  .ramo-destaque__layout,
  .sobre__grid,
  .cotacao__inner,
  .yelum__inner {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .seguradora--destaque { grid-column: span 1; }

  .cards { grid-template-columns: repeat(2, 1fr); }
  .seguradoras__grid { grid-template-columns: repeat(3, 1fr); }
  .diferenciais__grid { grid-template-columns: 1fr; }

  .cta-banner__inner {
    flex-direction: column;
    text-align: center;
  }

  .footer__inner {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
}

@media (max-width: 600px) {
  .logo__img { height: 40px; }
  .hero__stats { gap: 1.5rem; }
  .cards { grid-template-columns: 1fr; }
  .seguradoras__grid { grid-template-columns: repeat(2, 1fr); }
  .diferenciais__grid { grid-template-columns: 1fr; }
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; }
  .choice-grid,.form-grid,.review-content { grid-template-columns: 1fr; }
  .quote-dialog__head { padding: 13px 18px; }
  .quote-choice,.quote-form { padding: 23px 18px 26px; }
  .wizard-step { min-height: 195px; }
  .wizard-actions .btn { min-width: 0; flex: 1; padding-inline: .8rem; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto!important; animation-duration: .01ms!important; animation-iteration-count: 1!important; transition-duration: .01ms!important; }
}